SIP Calculator
Calculate the future value of your monthly investments with India’s most precise wealth planning tool.
Estimated Wealth
Invested
₹30,00,000
Wealth Gained
₹28,08,477
Mutual fund investments are subject to market risks.
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Open Investment AccountYear-wise Growth Table
Visualizing how compounding accelerates over time.
| Year | Investment | Interest Gained | Total Value |
|---|
How SIP Works: The Power of Compounding
A Systematic Investment Plan (SIP) is a method of investing a fixed sum in mutual funds regularly. In India, SIPs are highly popular because they allow rupee-cost averaging and disciplined savings.
The Formula Behind PIXBee SIP Calculator
We use the standard Future Value formula for an annuity due:
- P: Monthly Investment amount
- r: Monthly rate of return (Annual Rate / 12 / 100)
- n: Number of months (Years × 12)
Why use SIP over Lumpsum?
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1
Rupee Cost Averaging: You buy more units when prices are low and fewer when prices are high.
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2
Disciplined Saving: Automates your financial goals without needing to time the market.
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3
Power of Compounding: Small amounts invested early grow exponentially over decades.